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The Lake County Indiana Local Court Rules require that the parents attempt a collaborative divorce whenever possible So, it might be nice to have a check list of tips to follow after divorce so that your children can thrive through life. It also helps from the legal perspective to ensure that you are both meeting obligations to protect the well being of your children.

  1. Select dates and times for children’s interaction with each parent.
  2. Consider times and dates for interaction between both parents and children. Showing a united front is important in child rearing.
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If you are one of estimated 3.3 million who plan to file for social security disability this year, you may wish to read this article. While, you may appeal a denial decision up to five times before you receive a final rejection f or your claim with SSI, you want to consult with a social security disability lawyer to learn how you can prevent delayed payments, denial, incomplete application or re-application information.

Since roughly 80% of Social Security Disability Claims are denied the first time around, it’s important to do your homework before filing your claim. The following information cannot provide adequate information for you to make well-educated decision about your security disability claim. Yet, it may encourage you to seek out assistance when completing your documentation. Check out the top five things you’ll want to know about social security disability benefits.

  • Errors or missing information can back log your claim for 4-6 months. Work history and payroll tax payments must be verified to qualify for social security disability.
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On all drug package inserts, you will notice a list of associated risks which have been identified through studies that the scientists’ manufacturers had performed and/or through independent clinical trials in which patients used the drug to be monitored for the purpose of identifying health risks posed by the drug. Every drug has associated risks. Yet, sometimes the risks are not identities until after the drug reaches the market. So, patients taking drugs may not be informed about such risks. This is a time when a lawsuit can be filed against the manufacturer for failure to identify and properly disclose the risk of the injury to the patient.

In 2006, ACE inhibitors, commonly known as high blood pressure, heart failure, preventing kidney medications, were linked to birth defects. This comes 25 years after catopril (ACE inhibitor) had been placed on the market with an average of 42 million users annually (2.7 million of which were of child bearing age). According to IMS, a pharmaceutical information company, the total market for ACE inhibitors in 2009 was $3.8 billion in 2009 with over 150 million prescriptions filled annually.

The following is a partial list of ACE Inhibitors, including:

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You have the right to ask for help. Claims for disability can be filed at your local VA office, VA medical facility and online. You may also request the assistance of a private attorney who can help to ensure that your claim is filed properly. This particularly holds true should you disagree with the disability rating you receive from your physician or if you have received a denial for your claim. * Your disability rating relates to the amount that you would be awarded for your disability.

Meet Deadlines. As with all applications, there are deadlines. Do not miss any deadlines under any circumstances. One deadline you will not want to forget about is the appeal deadline. Should you appeal your disability rating, you must file your appeal (Notice of Disagreement) within a year following the denial or rating decision by the VA.

You can learn about deadlines from the above mentioned parties

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Acne mat be treated through a variety of remedies. Commonly, the first method of treatment includes: extractions and/or antibiotic treatment. Laser therapy is one of the latest methods available to treat severe acne. When all else fails or an adjunct to treat is required, some physicians turned to Accutane (isotretinoin) until it was pulled from the U.S. market in 2009 due to life threatening injuries linked to the drug. By the same token, generic versions of Accutane are still available and this sparks a cause for alarm, including:

  • Claravis
  • Sotret®
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Nearly two years ago, the FDA received a high number of adverse events reports relating to Gadolinium-based (GADO) Contrast Dyes used in MRI testing. Adverse events reports are used to describe incidents in which a user of a drug is injured because of the ingredients in the product. In the case of GADO dye, a high number of users who had kidney dysfunction developed Nephrogenic Systemic Fibrosis (NSF).

On September 9, 2011, the FDA has announced a label change to denote the risk of NSF for users of the dye.  While it’s taken nearly two years for the label to be changed, the hope of the FDA is that people who need MRI’s will be better protected from harm with the new label denoting the risk of NSF on GADO dye products.

NSF is a life threatening, painful and debilitating disease that can slowly progress to death as skin sloughs off the body over time. This skin sloughing, is also known as skin death, much like a burn victim suffering from skin death following a serious burn.  GADO dye products that will have the new label include:

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The Electronic Cigarette Association now regulates electronic cigarettes and related products to better protect the public health. These regulations will be an adjunct to the regulations offered by the FDA. In this way, additional measures to support joint objectives to help protect the public from harm.

In fact, the FDA recently sent warning letters out to five electronic cigarette distributor companies following violations of the Federal Food, Drug, and Cosmetic Act (FDCA) including unsubstantiated claims and poor manufacturing practices. According to the FDA, electronic cigarettes must be marketed in a way that meets guidelines set up by the Federal Food, Drug, and Cosmetic Act.  The FDA included information about the Electronic Cigarette Association in these letters.

In order for an electronic cigarette distribution company to obtain FDA approval for operation, the company must show that the manufacturing practices of the company support safety and efficacy. The company must also demonstrate that the strength, quality and purity of the product ties in line with the safety and effectiveness needs of the FDA.

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Married couples facing with divorce may be carrying debt load and having trouble with collections, of which they may or may not be aware of. This can have a domino effect, jeopardizing credit worthiness.

Sometimes, finances can get out of control. During these times, it might be wise to keep the following list handy so you understand some of the signs that your credit is out of sorts.

1.  You are unable to make minimum payments on your credit cards or only send minimum payments into your credit card companies to repay your loans.

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During and after divorce, debt can be a major source of concern. During the process, spouses must be very diligent about monitoring their credit status. Following divorce, one spouse is ordered to pay all or some of their other spouse’s bills, but often times fails to do so..Some of the following ideas can be useful for those who may or may not know they are combating debt collectors.

We may all know the best way to combat debt collectors through proactive methods, such as avoiding expenses that do not fit into our monthly budget and paying off credit card debt as soon as the bill comes in each month.  Yet, when it comes to keeping track of credit reporting, we may not know our legal rights and how to protect ourselves from harm. So, take a quick glance at the following list to see if you are keeping up with credit bureaus about your credit worthiness. These rights are provided in your “Credit of Rights”, under the Federal Fair Credit Reporting Act and related laws.

  • Quarterly, check your credit report with the three major reporting agencies. You may obtain this report from agencies, such as Equifax.
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Debt and financial issues can be a major cause of disharmony in marriages.  This is especially true in Lake County and Porter County Indiana. These counties have experienced a downturn in several types of industries due to the difficult economic climate. Thus, debt load is high. And bankruptcies and divorces are increasing.  The following ideas and solutions may be helpful:

There is good news when it comes to resolving debt issues and the consequences of bankruptcy.  In fact, there are several methods available to repair your credit following debt accumulation, delinquency and/or bankruptcy.  In fact, it’s important to know that your credit life does not have to not come to an end following serious debt delinquency or bankruptcy. Check out some of the ways that you can repair your credit!

Secured Credit Card: People with little, no or bad credit can establish a line of credit by placing a certain amount of money into a secured savings account which is designed to match your credit line. In other words, your credit line will match the amount of money you place into the savings account. This type of account does not allow you to withdraw the money you deposit unless you choose to close the account or reduce your credit line. Yet, you can use the secured card to make purchases which will help you to establish credit. Credit is established once you make payments to the secured credit card company following purchases. Both Visa and MasterCard have secured credit card options available. The banks associated with such cards include: Capitol One, HSBC, and Bank of America.

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Highland, IN 46322
Phone: 219-836-2200
Fax: 219-836-9388

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