How the “Firefighter’s Rule” Applies to Indiana Tort Claims by First Responders
The firefighter’s rule in Indiana has evolved over time to address the specific risks that firefighters and first responders face while on the job. Traditionally, this rule suggests that firefighters, by the nature of their duties, assume certain risks, including the possibility of injury while responding to emergencies. Consequently, it has been seen as inappropriate for a firefighter injured in the line of duty to sue a property owner or an insurance company for damages. After all, it’s understood that when someone takes on the role of a firefighter, they knowingly accept the inherent dangers of their work. This principle, known as the firefighter’s rule, essentially provides that landowners owe firefighters a limited duty of care, as it would seem unfair to award damages for injuries arising from the very emergencies firefighters are called to manage.
In many cases, this rule has been considered common sense, as it recognizes that firefighters are professionally equipped and trained to handle dangerous situations. Yet, the application of this rule is not always straightforward. Over the years, courts have had to grapple with nuanced situations where the cause of a firefighter’s injury may not be directly related to the fire itself but could result from negligence unrelated to the emergency. For instance, the Indiana Supreme Court recently ruled on a case where the trial court had applied the firefighter’s rule to bar a plaintiff—a firefighter—from collecting damages for an injury he suffered while responding to a fire at an industrial site. The case highlighted the complex intersection between premises liability and the firefighter’s rule.
The case involved a firefighter who was injured while performing his duties at a warehouse fire. The injury did not occur due to the fire itself but rather because of a hazardous condition inside the building. Specifically, the firefighter fell through an unmarked opening in the floor of a dark and smoke-filled area. The warehouse was poorly lit, and the condition of the floor was not properly communicated to the fire department before the firefighters entered. The hazard posed by the open area was known to the building’s occupants, yet no warnings were given. Initially, the firefighter’s claim for damages was dismissed based on the firefighter’s rule, with the court reasoning that the rule applied broadly to any injury a firefighter might sustain while responding to an emergency.