Car Accidents: Uninsured Underinsured Motorists Call To Action
Car accidents can be reduced if we were heed one of the earliest lessons offered in driver’s training or during behind-the-wheel instruction- be a defensive driver. Anticipate what others might do on the road. Be aware of your surroundings. Listen. Be cautious. Be ready to take evasive action if a car accident is upon you. Prepare yourself for the worst-case scenario.
Car accidents today, however, often have nothing to do with a driver’s competence or a vehicle’s road-worthiness. A car accident could be caused by the risky acts of another driver. In fact, one of the great road risks has nothing to do with or a driver’s competence. It is the absence of auto/truck insurance or the lack of adequate coverage.
Did you know that some states have upwards of 25 percent uninsured or under-insured drivers on the road during any given day, according to the National Insurance Council? In tough economic times, these numbers can increase dramatically. As traumatic as a car accident can be, imagine for a moment that the other driver who hits you doesn’t have auto insurance at all, or has inadequate car insurance. The thought of being injured or your car being rendered inoperable can quickly turn into a painful reality and nightmare following a car accident.